(pronounced “eel-ky”; rhymes with “sky”) 

Ilkay Sepulveda is the founder and driving force behind The Lady Advisor, a retirement specialist with a focus on empowering women to secure their financial futures. we have 30 years Experience in Financial Services, Ilkay has dedicated her career to helping individuals navigate the complexities of retirement planning.

While retirement knows no gender, and The Lady Advisor works with both men and women, Ilkay specializes in addressing the unique financial challenges women face. These challenges include longer life expectancies, gender pay gaps, and time spent out of the workforce for caregiving. Ilkay’s expertise and passion for financial planning have made her a trusted advisor for countless clients seeking to secure their financial futures.

As The Lady Advisor, Ilkay Sepulveda is committed to providing personalized, comprehensive retirement planning services that cater to the specific needs of each client. Her mission is to educate and empower women, helping them to make informed decisions and take control of their financial destiny.  

Get to know Ilkay and learn how The Lady Advisor can help you achieve your retirement goals. Together, you can pave the way to a secure and fulfilling financial future.




Through a consultative and client-centric approach to direction-based planning and service, The Lady Advisor is committed to providing value to you, our client. That means taking the time to genuinely understand your needs; creating attainable and actionable plans and continually advising and counseling as you move through each stage of your life. We do not have you work with digital or robo advisors; rather, we walk the walk just as we talk the talk – face to face – ensuring you are comfortable throughout the entire process. Our goals are your goals, and the peace of mind that comes with safe management of your wealth and your financial security.


Our Mission

At The Lady Advisor, our mission is to compassionately guide and empower individuals, particularly women, in achieving financial security and independence. We understand the unique challenges faced by women in today’s world, and we are dedicated to providing personalized, empathetic support throughout their financial journey.

Our commitment is to educate and inspire our clients, equipping them with the knowledge and tools necessary to make informed decisions and take control of their financial destiny. We strive to cultivate lasting relationships built on trust, understanding, and genuine care, ensuring that our clients feel valued and supported every step of the way.