During this initial phase, we invest the time to learn about you, your family, your goals, concerns, lifestyle, current needs, assets, liabilities, risk exposures, potential needs and more. We ask the right questions and answer hundreds more in a thoughtful and welcoming manner — after all, our goal is to work together to help you achieve your goals; to help you achieve security in your financial life and to develop a long-term plan customized for your needs. The only way we can accomplish this is by listening and understanding the nuances of your personal circumstances.